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If I accept cash in a Professional division (singles, doubles, team, etc), can I still compete as an Amateur due to my low player rating?

Yes and No. You may still compete in amateur divisions at A, B, and C Tier events if your player rating falls within the PROS PLAYING AM guidelines here: https://www.pdga.com/pdga-documents/tour-documents/divisions-ratings-and-points-factors. However, you are now classified as a Professional with the PDGA and are ineligible to compete in Amateur Majors such as the US Amateur Disc Golf Championship and Am Worlds. *Please keep in mind that you may accept prizes in lieu of cash in a Professional division at B and C-Tier events and remain an Amateur.